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FHA Loans: What They Are and Who Qualifies

In your house hunting you may have come across a mention of FHA loans. FHA stands for Federal Housing Authority, and the loans available through this program are designed to help people qualify for...

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First Time Buyer Loan Tips

For first time buyers, the mortgage loan process can seem complex and confusing. On top of everything else, you need to figure out interest rates, loan terms, fixed versus adjustable rate mortgages,...

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Interest Only Loans: What You Should Know

Of the many different types of home loans out there, interest only loans are one of the more unusual types. Although they are not much in use any more, you may still run into the option. You should...

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Choosing A REALTOR® You Can Trust

When it comes to shopping for a home, especially if you are buying for the first time, having an agent on your side is extremely helpful. But if you have never bought a house before, you may have no...

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A Nice Home or a Nice Neighborhood: Which Matters More?

When you start shopping for a home, you probably have a very specific image of what you would like that home to look like. You probably also see the perfect neighborhood surrounding that perfect home....

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Examining a Home Objectively: What Matters and What Doesn’t

Everyone heads out to look at potential homes with a list of the things they want in a house, and a list of the things they definitely do not want. In addition to that wish list, there are also some...

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Finding a Neighborhood with Great Schools

If you have children, or even if you don’t yet but plan to in the future, schools are something you will need to take into consideration when you search for a new home. In most areas, certain...

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Homeowner’s Associations: What You Need to Know

As you begin looking for a home to purchase, you will start to come across houses that have a homeowner’s association. This is an association made up of the people who own homes in the area, created to...

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Making an Offer: Negotiating Your Buying Price

There is perhaps no more exciting and nerve-wracking time in the home buying process than when you decide to make an offer on a home. If it is accepted, you will be on your way to owning a new home-if...

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Selecting Homeowner’s Insurance

One of the many things you will have to think about while you are in the process of buying a new home is the insurance you will need to protect it. Homeowner’s insurance is more than just a good...

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